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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,266 | $78,425-7.9% | $95,956-24.7% | $79,858-9.5% |
| Participation rate | 68.9% | 73.5%-4.6pp | 77.1%-8.2pp | 69.6%-0.7pp |
| Annual return | 28.84% | 19.37%+9.5pp | 91.63%-62.8pp | 31.72%-2.9pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,637 | $3,440+63.9% | $4,167+35.3% | $3,740+50.7% |
| Admin fee / account holder | $519 | $5,622-90.8% | $6,797-92.4% | $5,306-90.2% |