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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,588 | $48,053+46.9% | $84,623-16.6% | $72,983-3.3% |
| Participation rate | 56.0% | 57.6%-1.6pp | 68.2%-12.2pp | 69.5%-13.5pp |
| Annual return | 29.27% | 37.39%-8.1pp | 258.77%-229.5pp | 81.01%-51.7pp |
| Employer contribution / active EE | $2,254 | $1,602+40.7% | $2,652-15.0% | $2,440-7.6% |
| Participant deferral / active EE | $5,495 | $2,681+105.0% | $3,899+40.9% | $3,608+52.3% |
| Admin fee / account holder | $2,395 | $3,395-29.5% | $4,913-51.3% | $5,124-53.3% |