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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,277 | $197,637+17.5% | $177,848+30.6% | $158,982+46.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 12.29% | 58.77%-46.5pp | 48.33%-36.0pp | 302.99%-290.7pp |
| Employer contribution / active EE | $5,775 | $6,698-13.8% | $5,919-2.4% | $4,763+21.3% |
| Participant deferral / active EE | $16,350 | $8,405+94.5% | $7,714+112.0% | $5,983+173.3% |
| Admin fee / account holder | $1,657 | $15,406-89.2% | $12,431-86.7% | $11,252-85.3% |