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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,868 | $171,867-1.7% | $149,721+12.8% | $147,586+14.4% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 13.55% | 2113.36%-2099.8pp | 1501.67%-1488.1pp | 578.59%-565.0pp |
| Employer contribution / active EE | $4,869 | $6,275-22.4% | $5,444-10.6% | $4,876-0.2% |
| Participant deferral / active EE | $13,420 | $7,270+84.6% | $6,568+104.3% | $5,439+146.7% |
| Admin fee / account holder | $1,907 | $13,799-86.2% | $11,282-83.1% | $10,886-82.5% |