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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,520 | $98,776-79.2% | $149,745-86.3% | $79,856-74.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.88% | 27.38%-16.5pp | 276.72%-265.8pp | 31.71%-20.8pp |
| Employer contribution / active EE | $1,604 | $3,217-50.2% | $4,646-65.5% | $2,471-35.1% |
| Participant deferral / active EE | $3,359 | $5,681-40.9% | $6,843-50.9% | $3,741-10.2% |
| Admin fee / account holder | $2,468 | $6,053-59.2% | $9,312-73.5% | $5,306-53.5% |