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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,340 | $89,370-78.4% | $141,197-86.3% | $72,976-73.5% |
| Participation rate | 87.5% | 75.1%+12.4pp | 82.5%+5.0pp | 69.5%+18.0pp |
| Annual return | 27.51% | 111.88%-84.4pp | 71.41%-43.9pp | 81.02%-53.5pp |
| Employer contribution / active EE | $1,367 | $3,115-56.1% | $4,736-71.1% | $2,440-44.0% |
| Participant deferral / active EE | $3,157 | $5,419-41.7% | $6,710-53.0% | $3,608-12.5% |
| Admin fee / account holder | $933 | $5,957-84.3% | $10,265-90.9% | $5,124-81.8% |