Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,540 | $91,474-54.6% | $135,982-69.5% | $71,529-41.9% |
| Participation rate | 28.2% | 75.7%-47.5pp | 81.9%-53.7pp | 67.9%-39.7pp |
| Annual return | 16.07% | 29.89%-13.8pp | 68.32%-52.3pp | 28.97%-12.9pp |
| Employer contribution / active EE | $0 | $3,705-100.0% | $4,859-100.0% | $2,590-100.0% |
| Participant deferral / active EE | $3,029 | $7,095-57.3% | $7,760-61.0% | $4,291-29.4% |
| Admin fee / account holder | $3,456 | $1,267+172.7% | $10,767-67.9% | $1,588+117.6% |