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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,393 | $70,475-62.5% | $100,525-73.7% | $79,860-67.0% |
| Participation rate | 87.3% | 73.7%+13.7pp | 79.4%+7.9pp | 69.6%+17.7pp |
| Annual return | 18.10% | 21.90%-3.8pp | 30.89%-12.8pp | 31.72%-13.6pp |
| Employer contribution / active EE | $2,093 | $2,165-3.3% | $3,418-38.8% | $2,471-15.3% |
| Participant deferral / active EE | $6,682 | $5,181+29.0% | $6,270+6.6% | $3,740+78.6% |
| Admin fee / account holder | $2,683 | $4,478-40.1% | $8,082-66.8% | $5,306-49.4% |