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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,356 | $86,701-80.0% | $73,309-76.3% | $125,389-86.2% |
| Participation rate | 56.5% | 78.6%-22.1pp | 74.9%-18.4pp | 83.2%-26.7pp |
| Annual return | 31.29% | 2.78%+28.5pp | 5.67%+25.6pp | 282.24%-251.0pp |
| Employer contribution / active EE | $2,262 | $4,152-45.5% | $3,237-30.1% | $4,866-53.5% |
| Participant deferral / active EE | $2,936 | $5,549-47.1% | $4,991-41.2% | $5,352-45.1% |
| Admin fee / account holder | $0 | $7,768-100.0% | $5,635-100.0% | $9,541-100.0% |