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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $892 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,423 | $130,294+0.1% | $170,057-23.3% | $71,529+82.3% |
| Participation rate | 85.7% | 86.2%-0.5pp | 87.0%-1.3pp | 67.9%+17.8pp |
| Annual return | 22.63% | 20.36%+2.3pp | 53.42%-30.8pp | 28.97%-6.3pp |
| Employer contribution / active EE | $0 | $4,385-100.0% | $6,790-100.0% | $2,590-100.0% |
| Participant deferral / active EE | $13,913 | $6,928+100.8% | $10,411+33.6% | $4,291+224.2% |
| Admin fee / account holder | $4 | $966-99.5% | $12,826-100.0% | $1,588-99.7% |