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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,266 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,428 | $98,982+32.8% | $162,185-19.0% | $65,186+101.6% |
| Participation rate | 88.7% | 85.8%+2.9pp | 87.6%+1.1pp | 70.2%+18.5pp |
| Annual return | 27.18% | 24.84%+2.3pp | 115.61%-88.4pp | 29.39%-2.2pp |
| Employer contribution / active EE | $0 | $3,467-100.0% | $5,613-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $14,922 | $5,384+177.1% | $7,297+104.5% | $3,514+324.6% |
| Admin fee / account holder | $8 | $596-98.7% | $10,844-99.9% | $847-99.1% |