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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,690 | $91,198-44.4% | $178,503-71.6% | $79,856-36.5% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 12.23% | 24.20%-12.0pp | 151.12%-138.9pp | 31.71%-19.5pp |
| Employer contribution / active EE | $3,540 | $3,257+8.7% | $5,011-29.4% | $2,471+43.2% |
| Participant deferral / active EE | $8,446 | $3,237+161.0% | $5,202+62.4% | $3,741+125.8% |
| Admin fee / account holder | $2,637 | $6,748-60.9% | $13,987-81.1% | $5,306-50.3% |