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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,346 | $84,236-72.3% | $170,435-86.3% | $70,126-66.7% |
| Participation rate | 80.0% | 70.8%+9.2pp | 83.6%-3.6pp | 69.5%+10.5pp |
| Annual return | 17.68% | 23.06%-5.4pp | 205.94%-188.3pp | 73.15%-55.5pp |
| Employer contribution / active EE | $1,671 | $3,387-50.7% | $5,432-69.2% | $2,343-28.7% |
| Participant deferral / active EE | $3,551 | $3,086+15.1% | $4,939-28.1% | $3,332+6.6% |
| Admin fee / account holder | $1,343 | $5,698-76.4% | $13,881-90.3% | $4,645-71.1% |