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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,127 | $135,639-80.0% | $110,241-75.4% | $135,382-80.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -11.34% | 513.21%-524.6pp | 314.75%-326.1pp | 519.77%-531.1pp |
| Employer contribution / active EE | $3,062 | $4,907-37.6% | $3,827-20.0% | $4,779-35.9% |
| Participant deferral / active EE | $8,508 | $5,507+54.5% | $4,672+82.1% | $5,609+51.7% |
| Admin fee / account holder | $457 | $11,457-96.0% | $8,548-94.7% | $10,829-95.8% |