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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,002 | $48,053-18.8% | $84,628-53.9% | $72,975-46.6% |
| Participation rate | 53.8% | 57.6%-3.7pp | 68.2%-14.4pp | 69.5%-15.6pp |
| Annual return | 0.00% | 37.39%-37.4pp | 258.80%-258.8pp | 81.01%-81.0pp |
| Employer contribution / active EE | $835 | $1,602-47.9% | $2,653-68.5% | $2,440-65.8% |
| Participant deferral / active EE | $2,203 | $2,681-17.8% | $3,900-43.5% | $3,608-38.9% |
| Admin fee / account holder | $0 | $3,395-100.0% | $4,914-100.0% | $5,124-100.0% |