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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,626 | $114,119+88.1% | $107,187+100.2% | $138,895+54.5% |
| Participation rate | 33.3% | 78.1%-44.7pp | 75.0%-41.7pp | 79.9%-46.6pp |
| Annual return | 24.93% | 273.21%-248.3pp | 204.55%-179.6pp | 145.39%-120.5pp |
| Employer contribution / active EE | $14,767 | $4,059+263.8% | $3,782+290.4% | $4,194+252.1% |
| Participant deferral / active EE | $10,333 | $5,538+86.6% | $5,096+102.8% | $6,396+61.6% |
| Admin fee / account holder | $3,521 | $10,024-64.9% | $9,162-61.6% | $12,562-72.0% |