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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,944 | $174,379+59.4% | $152,093+82.7% | $138,895+100.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 9.07% | 74.86%-65.8pp | 66.36%-57.3pp | 145.39%-136.3pp |
| Employer contribution / active EE | $2,344 | $4,652-49.6% | $4,175-43.9% | $4,194-44.1% |
| Participant deferral / active EE | $8,210 | $6,159+33.3% | $5,451+50.6% | $6,396+28.4% |
| Admin fee / account holder | $1,651 | $16,880-90.2% | $14,497-88.6% | $12,562-86.9% |