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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,180 | $54,162+29.6% | $68,612+2.3% | $64,173+9.4% |
| Participation rate | 88.5% | 68.1%+20.4pp | 72.2%+16.2pp | 69.6%+18.9pp |
| Annual return | -9.35% | -1.62%-7.7pp | -4.63%-4.7pp | 7.63%-17.0pp |
| Employer contribution / active EE | $1,743 | $1,846-5.6% | $2,625-33.6% | $2,381-26.8% |
| Participant deferral / active EE | $4,145 | $2,626+57.8% | $3,311+25.2% | $3,470+19.5% |
| Admin fee / account holder | $758 | $4,029-81.2% | $5,131-85.2% | $4,887-84.5% |