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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,816 | $165,399-64.4% | $149,745-60.7% | $158,982-63.0% |
| Participation rate | 40.0% | 84.6%-44.6pp | 82.5%-42.5pp | 82.0%-42.0pp |
| Annual return | 15.98% | 348.34%-332.4pp | 276.72%-260.7pp | 302.99%-287.0pp |
| Employer contribution / active EE | $1,099 | $5,105-78.5% | $4,646-76.3% | $4,763-76.9% |
| Participant deferral / active EE | $2,934 | $7,183-59.2% | $6,843-57.1% | $5,983-51.0% |
| Admin fee / account holder | $118 | $10,811-98.9% | $9,312-98.7% | $11,252-99.0% |