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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,235 | $157,304-70.0% | $141,197-66.5% | $152,909-69.1% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 21.78% | 64.34%-42.6pp | 71.41%-49.6pp | 345.46%-323.7pp |
| Employer contribution / active EE | $1,353 | $5,263-74.3% | $4,736-71.4% | $4,764-71.6% |
| Participant deferral / active EE | $2,778 | $7,111-60.9% | $6,710-58.6% | $5,851-52.5% |
| Admin fee / account holder | $71 | $12,126-99.4% | $10,265-99.3% | $11,601-99.4% |