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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,117 | $76,551-20.2% | $123,894-50.7% | $62,881-2.8% |
| Participation rate | 71.1% | 73.0%-1.9pp | 81.4%-10.3pp | 69.3%+1.8pp |
| Annual return | 7.18% | 18.68%-11.5pp | 47.52%-40.3pp | 20.14%-13.0pp |
| Employer contribution / active EE | $2,119 | $2,882-26.5% | $4,617-54.1% | $2,281-7.1% |
| Participant deferral / active EE | $7,090 | $4,840+46.5% | $5,984+18.5% | $3,203+121.4% |
| Admin fee / account holder | $597 | $4,826-87.6% | $8,357-92.9% | $4,296-86.1% |