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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,385 | $111,787-64.8% | $93,681-58.0% | $145,978-73.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 18.70% | 203.52%-184.8pp | 133.47%-114.8pp | 550.52%-531.8pp |
| Employer contribution / active EE | $2,592 | $3,093-16.2% | $2,422+7.0% | $4,662-44.4% |
| Participant deferral / active EE | $0 | $4,918-100.0% | $4,415-100.0% | $6,690-100.0% |
| Admin fee / account holder | $5,595 | $10,256-45.5% | $8,290-32.5% | $13,400-58.3% |