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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,415 | $150,447-5.3% | $136,298+4.5% | $147,586-3.5% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 16.43% | 1049.15%-1032.7pp | 5156.27%-5139.8pp | 578.59%-562.2pp |
| Employer contribution / active EE | $2,412 | $5,256-54.1% | $4,696-48.6% | $4,876-50.5% |
| Participant deferral / active EE | $4,209 | $6,631-36.5% | $6,247-32.6% | $5,439-22.6% |
| Admin fee / account holder | $13,996 | $10,906+28.3% | $9,244+51.4% | $10,886+28.6% |