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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,807 | $135,956+9.5% | $123,894+20.1% | $273,972-45.7% |
| Participation rate | 73.7% | 84.1%-10.4pp | 81.4%-7.7pp | 83.0%-9.3pp |
| Annual return | 9.92% | 56.63%-46.7pp | 47.52%-37.6pp | 41.46%-31.5pp |
| Employer contribution / active EE | $2,432 | $5,170-53.0% | $4,617-47.3% | $4,869-50.1% |
| Participant deferral / active EE | $4,283 | $6,343-32.5% | $5,984-28.4% | $5,287-19.0% |
| Admin fee / account holder | $2,590 | $9,817-73.6% | $8,357-69.0% | $10,133-74.4% |