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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,456 | $99,009-10.7% | $86,581+2.2% | $147,585-40.1% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 15.62% | 1312.70%-1297.1pp | 965.06%-949.4pp | 578.58%-563.0pp |
| Employer contribution / active EE | $7,931 | $3,132+153.2% | $2,840+179.3% | $4,876+62.6% |
| Participant deferral / active EE | $8,106 | $3,972+104.1% | $3,609+124.6% | $5,439+49.0% |
| Admin fee / account holder | $1,666 | $5,709-70.8% | $4,904-66.0% | $10,886-84.7% |