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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,557 | $90,486-19.8% | $78,676-7.8% | $273,972-73.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 9.68% | 75.62%-65.9pp | 62.19%-52.5pp | 41.46%-31.8pp |
| Employer contribution / active EE | $8,158 | $3,175+156.9% | $2,850+186.2% | $4,869+67.6% |
| Participant deferral / active EE | $10,191 | $3,901+161.2% | $3,517+189.8% | $5,287+92.7% |
| Admin fee / account holder | $1,566 | $5,263-70.2% | $4,510-65.3% | $10,133-84.5% |