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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $614,103 | $156,398+292.7% | $147,318+316.9% | $138,895+342.1% |
| Participation rate | 88.2% | 83.8%+4.5pp | 82.1%+6.2pp | 79.9%+8.3pp |
| Annual return | 15.53% | 78.75%-63.2pp | 70.43%-54.9pp | 145.39%-129.9pp |
| Employer contribution / active EE | $4,726 | $4,853-2.6% | $4,593+2.9% | $4,194+12.7% |
| Participant deferral / active EE | $8,800 | $8,237+6.8% | $7,906+11.3% | $6,396+37.6% |
| Admin fee / account holder | $15,430 | $14,976+3.0% | $13,708+12.6% | $12,562+22.8% |