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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,901 | $83,908+129.9% | $68,509+181.6% | $125,389+53.8% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -3.26% | 14.48%-17.7pp | 8.27%-11.5pp | 282.24%-285.5pp |
| Employer contribution / active EE | $16,867 | $3,031+456.5% | $2,278+640.5% | $4,866+246.6% |
| Participant deferral / active EE | $0 | $4,125-100.0% | $3,382-100.0% | $5,352-100.0% |
| Admin fee / account holder | $587 | $8,982-93.5% | $5,275-88.9% | $9,541-93.8% |