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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,138 | $52,678+21.8% | $75,784-15.4% | $59,633+7.6% |
| Participation rate | 34.0% | 67.2%-33.2pp | 75.8%-41.8pp | 68.7%-34.7pp |
| Annual return | 2.35% | 2.95%-0.6pp | 9.68%-7.3pp | 2041.45%-2039.1pp |
| Employer contribution / active EE | $1,027 | $2,193-53.2% | $3,323-69.1% | $2,203-53.4% |
| Participant deferral / active EE | $2,056 | $2,591-20.6% | $3,652-43.7% | $3,192-35.6% |
| Admin fee / account holder | $2,946 | $3,610-18.4% | $5,300-44.4% | $4,297-31.4% |