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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,072 | $125,797-71.3% | $170,057-78.8% | $75,177-52.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 44.16% | 27.20%+17.0pp | 53.42%-9.3pp | 160.75%-116.6pp |
| Employer contribution / active EE | $5,621 | $4,616+21.8% | $6,790-17.2% | $2,671+110.4% |
| Participant deferral / active EE | $4,461 | $6,838-34.8% | $10,411-57.2% | $4,126+8.1% |
| Admin fee / account holder | $2,741 | $8,177-66.5% | $12,826-78.6% | $5,651-51.5% |