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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,875 | $110,083-78.3% | $151,645-84.3% | $68,490-65.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -13.17% | -10.12%-3.0pp | 3.34%-16.5pp | -7.85%-5.3pp |
| Employer contribution / active EE | $2,549 | $4,470-43.0% | $6,165-58.7% | $2,597-1.8% |
| Participant deferral / active EE | $3,917 | $6,526-40.0% | $8,363-53.2% | $4,028-2.7% |
| Admin fee / account holder | $8,155 | $7,718+5.7% | $11,614-29.8% | $5,403+50.9% |