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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,504 | $209,405+38.3% | $178,486+62.2% | $158,931+82.2% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 15.43% | 188.77%-173.3pp | 151.08%-135.7pp | 302.86%-287.4pp |
| Employer contribution / active EE | $6,292 | $5,707+10.3% | $5,011+25.6% | $4,761+32.2% |
| Participant deferral / active EE | $3,796 | $5,954-36.2% | $5,202-27.0% | $5,982-36.5% |
| Admin fee / account holder | $3,479 | $17,076-79.6% | $13,985-75.1% | $11,247-69.1% |