Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,821 | $88,778+290.7% | $81,844+323.8% | $145,884+137.7% |
| Participation rate | 14.3% | 75.1%-60.8pp | 72.4%-58.1pp | 80.3%-66.0pp |
| Annual return | 8.32% | 1033.03%-1024.7pp | 778.87%-770.6pp | 551.85%-543.5pp |
| Employer contribution / active EE | $446 | $3,087-85.6% | $2,916-84.7% | $4,662-90.4% |
| Participant deferral / active EE | $2,411 | $4,648-48.1% | $4,323-44.2% | $6,690-64.0% |
| Admin fee / account holder | $7,151 | $8,430-15.2% | $7,355-2.8% | $13,392-46.6% |