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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,635 | $175,212-83.7% | $149,682-80.9% | $139,427-79.5% |
| Participation rate | 73.7% | 83.4%-9.7pp | 78.8%-5.1pp | 80.3%-6.6pp |
| Annual return | 24.33% | 166.63%-142.3pp | 134.35%-110.0pp | 373.27%-348.9pp |
| Employer contribution / active EE | $162 | $5,475-97.0% | $4,818-96.6% | $4,752-96.6% |
| Participant deferral / active EE | $4,327 | $6,520-33.6% | $5,681-23.8% | $6,711-35.5% |
| Admin fee / account holder | $805 | $16,150-95.0% | $13,210-93.9% | $11,404-92.9% |