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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,458 | $51,207-58.1% | $70,565-69.6% | $75,177-71.5% |
| Participation rate | 98.1% | 61.0%+37.2pp | 68.4%+29.8pp | 67.2%+30.9pp |
| Annual return | 10.17% | 30.05%-19.9pp | 32.79%-22.6pp | 160.75%-150.6pp |
| Employer contribution / active EE | $2,732 | $1,826+49.6% | $2,976-8.2% | $2,671+2.3% |
| Participant deferral / active EE | $2,772 | $2,850-2.7% | $4,568-39.3% | $4,126-32.8% |
| Admin fee / account holder | $5,183 | $4,097+26.5% | $6,430-19.4% | $5,651-8.3% |