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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,479 | $48,235-55.5% | $68,803-68.8% | $68,490-68.6% |
| Participation rate | 100.0% | 60.7%+39.3pp | 69.0%+31.0pp | 67.9%+32.1pp |
| Annual return | -23.91% | -12.70%-11.2pp | -6.37%-17.5pp | -7.85%-16.1pp |
| Employer contribution / active EE | $5,393 | $1,829+194.9% | $2,656+103.1% | $2,597+107.7% |
| Participant deferral / active EE | $2,525 | $2,867-11.9% | $3,942-36.0% | $4,028-37.3% |
| Admin fee / account holder | $871 | $4,361-80.0% | $4,936-82.4% | $5,403-83.9% |