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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,181 | $55,902-46.0% | $76,030-60.3% | $80,959-62.7% |
| Participation rate | 98.0% | 62.1%+36.0pp | 69.1%+29.0pp | 67.7%+30.4pp |
| Annual return | 9.68% | 20.59%-10.9pp | 361.54%-351.9pp | 35.67%-26.0pp |
| Employer contribution / active EE | $3,321 | $1,867+77.9% | $2,688+23.6% | $2,757+20.4% |
| Participant deferral / active EE | $3,583 | $3,051+17.4% | $4,257-15.8% | $4,300-16.7% |
| Admin fee / account holder | $2,779 | $5,239-47.0% | $6,421-56.7% | $6,925-59.9% |