Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,932 | $55,636-91.1% | $81,982-94.0% | $73,497-93.3% |
| Participation rate | 58.6% | 62.3%-3.7pp | 69.3%-10.7pp | 70.7%-12.1pp |
| Annual return | 15.63% | 19.07%-3.4pp | 41.31%-25.7pp | 28.51%-12.9pp |
| Employer contribution / active EE | $0 | $1,625-100.0% | $2,498-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $1,869 | $2,762-32.3% | $3,722-49.8% | $3,740-50.0% |
| Admin fee / account holder | $22 | $493-95.5% | $5,665-99.6% | $513-95.7% |