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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,132 | $83,477-50.7% | $125,175-67.1% | $72,986-43.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 34.02% | 25.78%+8.2pp | 43.79%-9.8pp | 81.01%-47.0pp |
| Employer contribution / active EE | $2,281 | $2,345-2.7% | $3,865-41.0% | $2,440-6.5% |
| Participant deferral / active EE | $6,609 | $3,585+84.3% | $4,937+33.9% | $3,607+83.2% |
| Admin fee / account holder | $3,738 | $5,517-32.3% | $9,702-61.5% | $5,124-27.1% |