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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,691 | $183,516-60.9% | $155,534-53.9% | $145,884-50.9% |
| Participation rate | 62.5% | 82.7%-20.2pp | 78.2%-15.7pp | 80.3%-17.8pp |
| Annual return | 10.16% | 61.43%-51.3pp | 64.92%-54.8pp | 551.85%-541.7pp |
| Employer contribution / active EE | $1,868 | $5,315-64.8% | $4,675-60.0% | $4,662-59.9% |
| Participant deferral / active EE | $4,954 | $6,467-23.4% | $5,630-12.0% | $6,690-26.0% |
| Admin fee / account holder | $3,126 | $19,293-83.8% | $15,900-80.3% | $13,392-76.7% |