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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,388 | $167,353-75.9% | $143,797-71.9% | $134,545-70.0% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -13.91% | 0.48%-14.4pp | -0.04%-13.9pp | 418.37%-432.3pp |
| Employer contribution / active EE | $2,459 | $5,620-56.2% | $4,952-50.3% | $4,742-48.1% |
| Participant deferral / active EE | $6,333 | $6,447-1.8% | $5,638+12.3% | $6,401-1.1% |
| Admin fee / account holder | $636 | $18,096-96.5% | $14,679-95.7% | $11,431-94.4% |