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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,640 | $138,114-77.8% | $125,391-75.6% | $134,545-77.2% |
| Participation rate | 88.2% | 84.5%+3.7pp | 82.4%+5.9pp | 81.2%+7.0pp |
| Annual return | -20.99% | 750.88%-771.9pp | 572.41%-593.4pp | 418.37%-439.4pp |
| Employer contribution / active EE | $3,503 | $5,246-33.2% | $4,816-27.3% | $4,742-26.1% |
| Participant deferral / active EE | $5,851 | $7,801-25.0% | $7,448-21.4% | $6,401-8.6% |
| Admin fee / account holder | $2,021 | $11,570-82.5% | $10,009-79.8% | $11,431-82.3% |