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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,509 | $165,399-86.4% | $149,745-85.0% | $158,982-85.8% |
| Participation rate | 86.7% | 84.6%+2.1pp | 82.5%+4.2pp | 82.0%+4.7pp |
| Annual return | 28.41% | 348.34%-319.9pp | 276.72%-248.3pp | 302.99%-274.6pp |
| Employer contribution / active EE | $3,198 | $5,105-37.4% | $4,646-31.2% | $4,763-32.9% |
| Participant deferral / active EE | $5,126 | $7,183-28.6% | $6,843-25.1% | $5,983-14.3% |
| Admin fee / account holder | $392 | $10,811-96.4% | $9,312-95.8% | $11,252-96.5% |