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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,751 | $131,835-35.0% | $108,582-21.0% | $273,972-68.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 3.76% | -91.57%+95.3pp | -51.70%+55.5pp | 41.46%-37.7pp |
| Employer contribution / active EE | $5,176 | $4,913+5.4% | $3,758+37.7% | $4,869+6.3% |
| Participant deferral / active EE | $7,252 | $5,127+41.4% | $4,311+68.2% | $5,287+37.2% |
| Admin fee / account holder | $1,577 | $10,253-84.6% | $7,645-79.4% | $10,133-84.4% |