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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,242 | $165,399-64.2% | $149,745-60.4% | $158,982-62.7% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 1.54% | 348.34%-346.8pp | 276.72%-275.2pp | 302.99%-301.4pp |
| Employer contribution / active EE | $3,167 | $5,105-38.0% | $4,646-31.8% | $4,763-33.5% |
| Participant deferral / active EE | $3,729 | $7,183-48.1% | $6,843-45.5% | $5,983-37.7% |
| Admin fee / account holder | $22,093 | $10,811+104.4% | $9,312+137.3% | $11,252+96.4% |