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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,770 | $157,304-53.1% | $141,197-47.8% | $152,909-51.8% |
| Participation rate | 77.8% | 84.8%-7.0pp | 82.5%-4.7pp | 82.5%-4.7pp |
| Annual return | 14.90% | 64.34%-49.4pp | 71.41%-56.5pp | 345.46%-330.6pp |
| Employer contribution / active EE | $2,534 | $5,263-51.9% | $4,736-46.5% | $4,764-46.8% |
| Participant deferral / active EE | $2,838 | $7,111-60.1% | $6,710-57.7% | $5,851-51.5% |
| Admin fee / account holder | $709 | $12,126-94.2% | $10,265-93.1% | $11,601-93.9% |