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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,884 | $96,731-0.9% | $123,973-22.7% | $86,983+10.2% |
| Participation rate | 56.3% | 70.0%-13.8pp | 76.7%-20.4pp | 69.5%-13.3pp |
| Annual return | 17.42% | 17.33%+0.1pp | 388.13%-370.7pp | 25.83%-8.4pp |
| Employer contribution / active EE | $1,666 | $3,297-49.5% | $4,126-59.6% | $2,584-35.6% |
| Participant deferral / active EE | $2,952 | $4,152-28.9% | $5,247-43.7% | $4,194-29.6% |
| Admin fee / account holder | $1,089 | $8,722-87.5% | $11,799-90.8% | $7,856-86.1% |