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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,102 | $133,998-64.1% | $112,263-57.2% | $134,545-64.2% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -18.71% | 47.17%-65.9pp | 27.49%-46.2pp | 418.37%-437.1pp |
| Employer contribution / active EE | $2,486 | $4,040-38.5% | $3,636-31.6% | $4,742-47.6% |
| Participant deferral / active EE | $4,295 | $5,292-18.8% | $4,729-9.2% | $6,401-32.9% |
| Admin fee / account holder | $1,498 | $7,493-80.0% | $6,410-76.6% | $11,431-86.9% |