Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,601 | $82,674-87.2% | $125,358-91.5% | $68,498-84.5% |
| Participation rate | 54.8% | 75.0%-20.3pp | 82.4%-27.6pp | 67.9%-13.1pp |
| Annual return | 2.56% | -5.97%+8.5pp | 572.03%-569.5pp | -7.84%+10.4pp |
| Employer contribution / active EE | $1,341 | $3,381-60.3% | $4,814-72.1% | $2,596-48.3% |
| Participant deferral / active EE | $2,855 | $6,111-53.3% | $7,447-61.7% | $4,027-29.1% |
| Admin fee / account holder | $945 | $6,276-84.9% | $10,007-90.6% | $5,403-82.5% |