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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,617 | $209,422-69.1% | $178,503-63.8% | $158,982-59.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.49% | 188.81%-173.3pp | 151.12%-135.6pp | 302.99%-287.5pp |
| Employer contribution / active EE | $1,734 | $5,707-69.6% | $5,011-65.4% | $4,763-63.6% |
| Participant deferral / active EE | $2,949 | $5,955-50.5% | $5,202-43.3% | $5,983-50.7% |
| Admin fee / account holder | $11,757 | $17,079-31.2% | $13,987-15.9% | $11,252+4.5% |